The ever-rising tuition fees in our nation?s colleges have made it difficult for poor households to send their children to get post-secondary education. It?s a sad thought really, considering that nowadays a college diploma can provide better career and life opportunities. The good thing is, you can find federal student funding programs, such as the Pell Grant, that could take a portion off of your schooling expenditures.
Pell Grants, unlike loans, do not need to be repaid. However, not everyone can qualify for this grant. Before you?apply for Pell Grant, you have to know if you are eligible. Only students from low-income families can apply for Pell Grant. The US Department of Education determines your eligibility by reviewing your Free Application for Federal Student Aid or FAFSA form.
This form is made up of multiple items which determines you and your family?s assets and earnings as well as how big your family is and the how many in your household are also in the post-secondary level. These details are then used to calculate for Expected Family Contribution or EFC.? Subtracting this value to your cost of attendance will determine how much financial aid award will be given to you.
You must be a high school graduate or have a General Education Development (GED) certificate to be eligible for the Pell Grant. Individuals who did not finish from a US-based secondary education institution may need to sit and pass an ability to benefit exam. Moreover, only U.S. citizens, permanent residents, and eligible noncitizens can?apply for Pell Grant. Eligible noncitizens include refugees, victims of human trafficking, those who were granted asylum. You must also provide your SSN to qualify for this student aid and eligible non-citizens must provide their eight or nine digit Alien Registration Number. Moreover, guys who are 18 to 25 may need to sign up with the Selective Service System, if they have not done so.
There are several grounds as to why your student funding privileges will be revoked, or be ineligible to receive such. One would be if the US-ED finds out that you have been delinquent with your financial obligations to other student loans provided by the government. Second is if you are caught spending the money you received on items or activities that are non-school related. Another basis that can prevent you from qualifying for a federal aid in the future is if you are found guilty of sex and drug-related misdemeanors or felonies. Also, if you have not demonstrated acceptable academic performance you may not qualify for a Pell Grant for the next reward year.
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